YuvaRise Initiative
Inter-University
Online Presentation Competition
EMI Culture in India: Convenience or a Silent Debt Trap?
Organised by YuvaRise | Hosted on Google Meet
Open to UG & PG students from universities across India
15 February 2026
About the Competition
EMI culture has become an integral part of modern consumer finance in India, influencing how individuals spend, borrow, and manage their money.
This inter-university online presentation competition focuses on the topic “EMI Culture in India: Convenience or a Silent Debt Trap?” and invites students to present balanced perspectives by analysing both the advantages and limitations of Equated Monthly Installments (EMIs). Participants are encouraged to critically examine whether EMIs act as a financial convenience or gradually lead to long-term financial stress.
The initiative aims to promote critical thinking, financial awareness, and responsible decision-making among students through research-based, original, and well-structured presentations.
Who Can Participate ?
Eligibility
Students currently pursuing UG or PG program
Discipline
Open to students from all academic backgrounds
Participation
Individual participation only
Mode
Online competition conducted via Google Meet
Participants are encouraged to approach the topic with originality, research, and independent thought
Why should Students Participate ?
Opportunity to critically analyse a real-world financial behaviour affecting individuals and households across India
Platform to present independent perspectives on the advantages or risks of EMI culture
Enhance research, analytical thinking, and structured presentation skills
Exposure to an inter-university academic audience
Recognition through certificates and awards, adding value to academic and professional profiles
Competition Details:
Presentation Format: PowerPoint (PPT)
Presentation Time: 8 minutes (including presentation and Q&A)
Language: English or Hindi
- Date: 15 February 2026
Rules & Guidelines:
The presentation must be original and prepared by the participant
Content should remain strictly aligned with the given topic
Participants may present either the advantages or the limitations of EMI culture
Arguments should be logical, realistic, and supported by facts or examples
Any copied, misleading, or inappropriate content may lead to disqualification
The decision of the judges will be final and binding
Judging Criteria:
Understanding of the topic and clarity of financial concepts
Quality of analysis and logical reasoning
Use of relevant data, examples, or observations
Structure, clarity, and effectiveness of presentation
Originality and independent thought
Awards & Recognition
Top 3 Winners
Outstanding presentations will be recognised with a trophy for excellence
Every Participant
A digital certificate of appreciation will be provided to every participant in recognition of their effort and participation
Winner Announcement
Inter-University Online Presentation Competition
First Place
Sukriti
Lovely Professional University
Second Place
Yashika Sharma
Lovely Professional University
Third Place
